NAB Tiny House Loan

You can get a tiny house loan through National Australia Bank via their unsecured personal loan products.

National Australia Bank Tiny House Loan Details

You can get a tiny house loan through National Australia Bank via their unsecured personal loan products. You can choose a fixed rate or variable rate loan for your tiny home. Variable rates can be higher than fixed rates but you generally have the ability to repay the loan sooner than the chosen loan term. With fixed rate loans, the rate is fixed for the term of the loan and early repayment charges may apply if you want to repay your loan earlier.

National Australia Bank doesn’t currently offer a secured, dedicated tiny house loan (for tiny homes on wheels). You may be able to explore their home loan options if your tiny house meets minimum size requirements, has a fixed location and meets other credit requirements.

How much can I borrow?

This product allows you to borrow between $5,000 and $55,000 towards your tiny home.

How long is the loan term?

The loan term, if you choose this type of tiny house finance, is between 1 and 7 years.

Tiny House Loan Repayments

Based on an example loan interest rate of 10% (check the bank’s website for current interest rates), a loan of $50,000 and a loan term of 7 years, your tiny home loan repayments would be $830 per month and your total repayments when your loan is paid off would be $69,725 (excludes additional upfront, ongoing and exit fees).

Loan Features

Personal Loan, Unsecured

Max. Loan

< $55,000

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